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I stopped wearing mine when it caught on the top of a step ladder when I was stepping down. Fortunately, it was only an 8' ladder, I was able to jerk the ladder to the side to tip in over and still land on my feet. It cut my finger anyway, but not seriously, just required a bandaid
In my early teens working at a brickwork's I jumped of the back of a tipper lorry and my signet ring snagged the tailgate lynch pin, luckily the ring split open but still cut me. I still have it but not worn any rings or wrist watches since.
I had a ring removed like this after a table saw accident, ironically while making a push stick after someone threw away the others! I told the surgeon I really didn't want the ring cut off if possible and he said "then you shouldn't have run your hand through a saw!" Fortunately it was my left hand and I still have nearly full motion with my index and middle fingers, he is a very good surgeon, one of the best in the mid-west actually. These ring saws are now made with very hard cutting blades so they can cut SS and many other metals. I think the new trend of silicon rings is a good idea for many of the reasons stated above. A pair of decent scissors is all you need to remove those.