And that is the reason why most are broke and don't even know it, even if they all woke up one morning to find they no longer owed anything on any type of credit, and those who play the stock markets found out they no longer held any investment capital aside from their original cash investment none of them would be able to last 6 months on what little real income or actual cash on hand they possessed before once again finding themselves up to their eyebrows in debt.

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