Free 186 More Best Homemade Tools eBook:  
Get 2,000+ tool plans, full site access, and more.

User Tag List

Page 2 of 3 FirstFirst 1 2 3 LastLast
Results 11 to 20 of 21

Thread: Car sucked by tornado - GIF

  1. #11
    Jon
    Jon is offline Jon has agreed the Seller's Terms of Service
    Administrator
    Supporting Member
    Jon's Avatar
    Join Date
    Jan 2012
    Location
    Colorado, USA
    Posts
    25,446
    Thanks
    7,925
    Thanked 38,616 Times in 11,283 Posts
    Andover, Kansas tornado from last week.


    186 More Best Homemade Tools eBook

  2. The Following 5 Users Say Thank You to Jon For This Useful Post:

    durrelltn (May 2, 2022), Floradawg (May 2, 2022), mwmkravchenko (May 4, 2022), Sleykin (May 2, 2022), tooly (May 2, 2022)

  3. #12
    Supporting Member Christophe Mineau's Avatar
    Join Date
    Jul 2014
    Location
    France, Brittany !
    Posts
    913
    Thanks
    825
    Thanked 1,687 Times in 481 Posts

    Christophe Mineau's Tools
    That's really impressive, such event are quite rare in Europe.
    Are the insurance companies willing to pay the damages in such circumstances ?

    2000 Tool Plans
    Cheers !
    Christophe
    ________________________________________________________________
    Visit my Website : http://www.labellenote.fr/
    Facebook : La Belle Note
    All my personal works, unless explicitly specified, are released under
    Creative Commons BY-NC-SA license.

  4. #13
    Supporting Member hemmjo's Avatar
    Join Date
    Feb 2017
    Posts
    2,542
    Thanks
    224
    Thanked 1,446 Times in 820 Posts

    hemmjo's Tools
    Quote Originally Posted by Christophe Mineau View Post
    That's really impressive, such event are quite rare in Europe.
    Are the insurance companies willing to pay the damages in such circumstances ?
    That depends on your level of insurance. Since insurance is "mandatory" some people only purchase the minimum requirement. Their coverage would only cover damage that they may cause to others. In that case, their insurance has no responsibility.

    You have to choose the types of coverage you need for whatever you may be driving. As my vehicles age, I begin to drop various coverages, and assume that risk on my own. Comprehensive which would cover the storm damage and collision which would cover repairs to my car if it is wrecked, is the first to go.

    Insurance is like gambling, you have to ask yourself if you can afford to take the risk yourself or if you want to pay someone else to take that risk for you.
    Last edited by hemmjo; May 3, 2022 at 05:46 AM.

  5. #14
    Supporting Member Frank S's Avatar
    Join Date
    Aug 2015
    Location
    Peacock TX
    Posts
    11,178
    Thanks
    1,974
    Thanked 8,766 Times in 4,195 Posts

    Frank S's Tools
    Quote Originally Posted by hemmjo View Post
    That depends on your level of insurance. Since insurance is "mandatory" some people only purchase the minimum requirement. Their coverage would only cover damage that they may cause to others. In that case, their insurance has no responsibility.

    You have to choose the types of coverage you need for whatever you may be driving. As my vehicles age, I begin to drop various coverages, and assume that risk on my own. Comprehensive which would cover the storm damage and collision which would cover repairs to my car if it is wrecked, is the first to go.

    Insurance is like gambling, you have to ask yourself if you can afford to take the risk yourself or if you want to pay someone else to take that risk for you.
    Since my daily driver is old enough to still be made out of steel '31years' I only maintain double the State minimum plus un-insured motorist & towing. and that is only because the times when we do actually go anywhere we have to share the highways with city drivers, plus just because insurance is mandatory does not necessarily mean the other guy keeps their premiums paid. I keep a couple other vehicles insured in a non operational status for most of the year activating their status only if we plan on driving one of them this gives me full coverage on them for just a few dollars a year in the event of a severe storm. I pay my insurance in full at each renewal this saves me quite a bit over the payment plans
    Last edited by Frank S; May 3, 2022 at 06:40 AM.
    Never try to tell me it can't be done
    When I have to paint I use KBS products

  6. #15
    mlochala's Avatar
    Join Date
    Nov 2012
    Posts
    503
    Thanks
    70
    Thanked 145 Times in 103 Posts

    mlochala's Tools
    That is incredible footage! Amazing to see the power of those storms.

    When Mother Nature decides to clean up, she surely leaves a great deal of a mess behind.

  7. #16
    Supporting Member Frank S's Avatar
    Join Date
    Aug 2015
    Location
    Peacock TX
    Posts
    11,178
    Thanks
    1,974
    Thanked 8,766 Times in 4,195 Posts

    Frank S's Tools
    Quote Originally Posted by mlochala View Post
    That is incredible footage! Amazing to see the power of those storms.

    When Mother Nature decides to clean up, she surely leaves a great deal of a mess behind.
    Just reclaiming her own. Humans are only renting space on this planet. What we call destructive events are nothing more than Mother nature collecting past due rents
    Never try to tell me it can't be done
    When I have to paint I use KBS products

  8. The Following User Says Thank You to Frank S For This Useful Post:

    Christophe Mineau (May 3, 2022)

  9. #17
    Supporting Member Christophe Mineau's Avatar
    Join Date
    Jul 2014
    Location
    France, Brittany !
    Posts
    913
    Thanks
    825
    Thanked 1,687 Times in 481 Posts

    Christophe Mineau's Tools
    Yes I understand about vehicules, I was more asking about the houses just blowned in the wind within seconds. People may have lost all they have...

  10. #18
    Supporting Member hemmjo's Avatar
    Join Date
    Feb 2017
    Posts
    2,542
    Thanks
    224
    Thanked 1,446 Times in 820 Posts

    hemmjo's Tools
    Quote Originally Posted by Christophe Mineau View Post
    Yes I understand about vehicules, I was more asking about the houses just blowned in the wind within seconds. People may have lost all they have...
    Ah once again, that depends on the coverage you pay for. Depending on where you live the insurance for specific damages can be very inexpensive or very costly. The insurance companies are gamblers but they study odds and stack the deck in their favor. If there is a good chance your home will be flooded, due to proximity to a big river, flood insurance is expensive. If you live in the mountains, where there is little to no chance of being flooded, you can get flood insurance cheap, but fire insurance is very expensive. Same if you live in a hurricane zone, or, as in the video, tornado alley, insurance for those losses is expensive.

  11. #19
    Supporting Member Frank S's Avatar
    Join Date
    Aug 2015
    Location
    Peacock TX
    Posts
    11,178
    Thanks
    1,974
    Thanked 8,766 Times in 4,195 Posts

    Frank S's Tools
    Quote Originally Posted by Christophe Mineau View Post
    Yes I understand about vehicules, I was more asking about the houses just blowned in the wind within seconds. People may have lost all they have...
    One sad fact is far too many people do not even have a basic home owners or renters insurance policy. They may have one under their mortage but that would be mostly benificial to the lending institution not to the home owner.
    OUr home insurance has a significant sized deductible but the policy coverage would replace the house every out building my collection of vehicles and equipment and the contents of just about everything we own Our umbrella policy protects us from someone becoming injured on the property. In my way of thinking the cost of the policies out weigh the remote possibilities of something happening
    Never try to tell me it can't be done
    When I have to paint I use KBS products

  12. #20
    Supporting Member hemmjo's Avatar
    Join Date
    Feb 2017
    Posts
    2,542
    Thanks
    224
    Thanked 1,446 Times in 820 Posts

    hemmjo's Tools
    Quote Originally Posted by Frank S View Post
    One sad fact is far too many people do not even have a basic home owners or renters insurance policy... snip
    It is unfortunate that so many people do not have a basic understanding of insurance. I know that I certainly did not when I was younger. It took a couple of situations to get me to pay more attention to it. There are good companies, and bad companies. The cut rate companies that specialize in minimum coverage policies are the worst.

    Basically, the more you have "at risk" the more you need to understand the coverage you are paying for. Be sure you look at the "exemptions" listed on your policy for things that are not covered. A GOOD agent is very worth while if you can find one.

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •